Prepaid cards have properties of both credit cards and debit cards. Like debit cards, users are using their own money and like credit cards, they can load money for future purchases. Instead of spoiling credit scores by irresponsibly using credit cards, users should try using prepaid cards first. In Prepaid cards, users have to load money. Here...
If you are thinking of applying for a credit card, then you must be thinking about the question- How do credit card companies verify income of the applicant? There are different types of incomes that you can include on your credit card application such as:
Credit cards for bad credit or limited credit should be chosen with absolute care and diligence. You cannot make this decision in a hurry and you can definitely not pick a credit card for poor credit just because your friend had chosen it. Carefully assess your purchase habits and your monthly budget. Make a list of your daily expenses and...
The Fit MasterCard is the example of an unsecured card which can be availed by the people having both bad credit and good credit. The users should definitely avail this card as the company is going to inform all the details to the credit bureaus. This way users can improve their credit score with the fit credit card....
According to the credit cards act, credit card issuers can ask but applicant's income. This act doesn't tell banks to work according to specific income but they should work according to the repayment capacity of the applicant. Banks and companies should be confident that the applicant can return money easily without defaulting it. Not only income...
Many people find it difficult to maintain their credit score. And, with a poor credit score, it may become quite a hassle for you to get approval for a suitable credit card. When applying for a credit card, the credit card issuers often check your credit score and credit history. So, it is important for you to maintain a suitable...
• Secured cards for bad credit: The secured credit cards are availed by the individuals having no or low credit score. Due to low credit score, they don't have many options in the market. Thus, in a few options, a secured credit card is the best choice. Secured credit cards are also called as credit cards for people with bad credit....